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Business Modeling - A business model is a company's plan for profitably operating a business within a specific marketplace.  It identifies the products or services which a business would offer, the business' ideal customers, as well as the business' anticipated expenses.  An integral part of a business model is its value proposition, which describes the goods or services that a company plans to sell and why such offers would be attractive to its target customers.  For new brands, a business model should cover projected set-up costs, financing sources, the target customers, marketing strategy, a review of top competitors, projections of revenues and expenses, as well as opportunities for partnership.  Business models include: direct sales, franchising, advertising-based, brick-and-mortar stores. There are hybrid business models as well, which combine internet retail with brick-and-mortar stores, or with sporting organizations etc.  Successful companies thrive on efficient mo

Your GIFTS, EFFORT, or TALENT will always be valued significantly in the right environment, no matter its level of development.  Don't waste your time worrying about the wrong environment, focus on the right audience - regardless of how alien they might be. Know your worth, and don't settle for crumbs when you can get the bread.  Be good, work hard, go to where you are valued, succeed on purpose, and don't forget to stay humble (not stupid). 

Fixed-Income Investments are a class of assets or financial instruments, which pay investors a fixed amount as interest or dividend over a specific period of time; and repay the principal amount invested back to the investors at maturity date. These financial products are often issued to the public in the form of corporate or government bonds, treasury bills, and certificates of deposit.  It might interest you to know that, even in the event of a company's bankruptcy, fixed-income investors are often paid before stockholders. So if you're have a low risk appetite, a fixed-income investment would be a much safer and affordable investment option for you to consider.

THOUGHTS ARE NOT REAL - Your thoughts, especially the negative ones are not real.  They can only become real when you choose to act in alignment with them - more like a self-fulfilling prophecy.  Life is a voyage, and you are the captain of your ship. So constantly choose to be in control of how you respond emotionally and physically to the thoughts which play out in your mind.  If you don't control your thoughts, you may end up making poor decisions about life based on your perceptions, not realistic facts - and in the long run you would have no one else but yourself to blame when the consequences of living life based on negative thought suggestions start to haunt you.  So before you respond emotionally or physically to a particular thought, always remind yourself that it is not true until you choose to act it out.  LIVE WITH CONSCIOUSNESS #elileojoblog #BookOfChris

  Financial Planning is the process of establishing financial goals and working with clear action plans to achieve such goals.  Financial planning is the foundation of practical financial literacy and the key to financial success.  Common financial challenges like overspending, being in debt, getting broke too often etc. can easily be solved through financial planning - and the best person in the position to guide you towards achieving your financial plan is a financial advisor.  You see, the rich and wealthy have been able to build and sustain their empires by religiously following strict financial plans, through the help of their financial advisors or wealth managers.  Major goals such as: building a property of your own, funding a child's education, establishing a company, acquiring an asset, funding a mega project, retiring with more money, holiday vacations, or buying a luxury car etc; all require financial planning.  The fact is that, although financial planning requires stri

Criticism, especially within a group, should always be constructive or solution oriented.  Remember that as a leader, your colleagues and employees are grown-ups, who must be accorded a healthy level of respect and guidance - not embarrassment and punishment.  Hence, if someone on your team isn't performing up to a set standard: 1. Reach out to them privately 2. Praise them for the good feats they have attained in the past, and compliment them for the effort they are currently putting in 3. Ask them to brief you on how they are going about the solutions which they are currently working on, and if they have access to the tools they need for the task at hand 4. Listen without bias, and warmly advice them on how they can channel their effort to make things work better, or suggest other strategies they can apply to achieve a more desirable outcome within a shorter period of time 5. Appreciate their effort again, and let them know that you are counting on them to deliver a better result

  LOVE & GOOD MORAL VIRTUES - I may be wrong, but based on observations; I think we live in times where "love" is fast becoming strictly based on vain criteria, while sound "moral virtues" are gradually becoming extinct.  Love has become less of an unconditional character trait, and more of a temporary emotional state.  This ought not to be, because if this ugly trend should continue in our society, an abysmal future is unavoidable for all.  The solution I believe is, for all influential bodies (family, the media, religious institutions, educational institutions, and governments) to greatly reward, acknowledge, celebrate, and promote selfless acts.  THERE IS NO SCAR THAT LOVE CANNOT HEAL.  SILENCE - I have come to realize that knowing when to listen, when to speak, and what to ignore are the most valuable interpersonal skills to practice.  Listen until your feedback is requested, if it's not - stay mute but maintain warm non-verbal cues.  Speak with few but