Welcome To Elileojo's Blog

On this glorious Sunday morning, I'll be doing the Classic #ChrisTips from the #BookOfChris  Love your neighbor as yourself - not less than yourself, not more than yourself... Just as yourself. Yes, it is okay to choose you first.  If you want to be happy, be loyal to your purest purpose and potentials not material gains.  Do what makes you happy as long as it does not cause harm to others.  Your peace is important, don't jeopardize it. Prayer is the key  to opening the doors of the spiritual and supernatural.  Your journey is different, stop comparing your life with others. It's unhealthy. Let other people's success inspire you, and not pressurize you to do dumb regrettable things.  Find out what you're really good at or enjoy doing, develop it, refine it, educate yourself more about it and share it with the world - this is the path to true wealth.  Your failures, your traumas, your mistakes, and your frustrations happen to help you grow.  It takes exactly the same

If you lost your possessions today, will you still be valuable? ... Wait! Before you answer, continue reading. John Milton once said, "the mind is its own place, and in itself, can make a heaven of Hell and a hell of Heaven." Your mind is your most precious asset. With the right mindset, you can make miracles out of misery and create opportunities out of difficult situations. Like every other asset, your mind needs proper maintenance and management in order for it to thrive. This is why your "personal development" should be one of your top priority. Personal development involves learning new things, habits and building new skills that help you increase your chances of success, achieving your goals, and living your dreams. The sweetest thing about improving yourself constantly is that it prepares you for bigger opportunities and attracts the right people to you. Self development makes you an interesting and pleasant person to be around. So try and block out some time

We all have 24hrs in a day irrespective of our different time zones. So recently I started being more observant about what I do within my 24hrs each day, because I find it quite baffling how we all have the same amount of time in a day but some people tend to make the most out of their time and lead more successful, happier and balanced lives while the rest struggle. By performing this observation exercise, I discovered that on those days I followed through with goals on my "to-do list" I ended each day happier and more energized than on those other days I moved without a "to-do list." This made me realize that there is enough time in a day to accomplish great feats if only I block out time to work towards specific goals on my "to-do list." Try writing your goals on a "to-do list" and block out the time to follow through with those goals over a period of time that's convenient for you and let me know what you discover. PS: writing this short

Cash a.k.a. Money is not an achievement, but a tool. The earlier you realize this truth and put it to good use through good investments, the more of it you would have flowing to you effortlessly. Stop hoarding money, stop wasting money, save some money and invest most of your money wisely. I am only sharing this because it breaks my heart each time I see people who used to live very well in the past now struggle in life. It also breaks my heart when children suffer because of their parent's ignorance and terrible mistakes. Your country might have its own glitches here and there; but it's eventually your mindset, perspective and your beliefs that make or break you. If you have a job, you're blessed - but put your income to profitable use. Likewise, if you're unemployed at the moment you're lucky - but up-skill like your next job is going to make up for the times you were off the market. Instead of laboring like crazy for money all through your life - start making you

Life is all about self-discovery and self-improvement, this is why self-awareness is a very important aspect of human existence. Unfortunately, most people are more aware of things and other people than they are of themselves. I believe that the primary responsibility of a parent is to help their children discover themselves and improve themselves in that discovery. I also feel that the primary duty of educational institutions should be to guide, nurture and motivate children or young adults towards discovering and applying their strengths towards bettering the world. Stop having misplaced priorities by looking at what others are doing and copying them, following media and society's opinion of who you should be, or at worst comparing yourself destructively to your peers You are a project. You are 100% unique from everyone else on the planet even when you share a few similarities. Your mission is to discover and improve your authentic self and inspire others to do the same. Invest i

Progressive Reflection 👇🏾 One of the least most popular topics in the business of life is CONTROL. (Yes, life is business. Your life is your business and if you learn how to manage it well you'd have self-fulfillment, progress, contentment, peace of mind, positive influence, and a lasting legacy that outlives you.) By control, I mean progressive reflection. In business management, control is simply looking back to understand what aspects of planning worked and didn't work for a business/organization over a period of time; and helpful actions to take going forward that contribute to the success of the business. You need to engage progressive reflection occasionally in order to lead a purposeful life. If you live in a busy city like Lagos, I know it's harder for you to engage in progressive reflection because there's much more to distract you from your most important business, you. But eventually, it's up to you to decide if you would prefer living on

  Before you apply the tips below, be 100% sure that your ideal customers use the social media platform you are considering advertising on. Failure to do this would result in wasted time and financial resources. Let's proceed... Not studying advertising best practices before running an advertising campaign on a particular social media platform. Not clarifying your social media advertising goals, strategy, and success measuring criteria. Failure to create an image of your ideal customer based on things like their occupation, age, location, marital status, hobbies, interests, and income brackets. Bad copy-writing or not testing your advertising language before running an advert. Not studying your competitors, their social media pages, and how they advertise. Over-copying how your competitors advertise. Using low-quality visuals (graphics, videos, and animations). Using too much texts (words) in your advertising post. Not targeting a broad audience or being too specific about your tar

  Don't turn off your Whatsapp read receipts, do this instead... You see, while turning off your Whatsapp read receipt allows you to read WhatsApp messages without making it apparent to the sender, it can also be a sign that you lack confidence or worse, give your contacts the impression that you aren't a reliable ally. In simple terms, a WhatsApp read receipt refers to the two blue checkmarks  ✓  you see when your recipient reads your message on Whatsapp. However, if your recipient turns off their read receipts you only get to see two grey checkmarks  ✓  even after they have read your Whatsapp message, plus the time they read your message will not be available to you. So in a nutshell, the read receipts must be enabled on both sides to view the message read information. Strangely, WhatsApp voice messages treat read receipts uniquely  .... Thank me later. For instance, if you send a voice message of 2 seconds or more to a person who has their read receipts off, you will still s

“When you change the way you look at things, the things you look at change.” — Dr. Wayne Dyer. Perspective (how you see with your mind) is everything.  Life consists of both high and low periods. We win, and at some point in time, we loose. But staying down or rising again is a choice we get to make. While I was still an undergraduate at Yabatech, there was a concept I loved so much which every business leader uses till date. It is the "SWOT (Strengths, Weaknesses, Opportunities, Threats) Analysis". SWOT analysis is a very balanced approach to problem solving because, it not only considers the weaknesses a business has and its threats in the market where it operates, but also considers the business' strengths and those opportunities it can leverage on.  Now, if businesses and nations take detailed SWOT Analysis to clearly identify their weaknesses and threats, as well as their strengths and opportunities - then I suggest you do same whenever you are faced with personal ch

Being exposed to trauma or abuse as a child or an adult can severely injure the human mind such that almost everyone appears to be a potential threat to our well-being. It makes us create mental walls that isolate us from fully experiencing beautiful realities and new opportunities. Evolution has taught us to be defensive or protective for our survival and this dates back to primitive times when we humans were constantly living under threat from wild animals. But today we live in safe cities with people who are mostly unarmed and we still feel like we are being hunted, this is not the best way to live - it's abnormal. Critical thinking is not negative thinking. Negative thinking is feeling like people are out to get us or the world's against us. Critical thinking on the other hand is considering the kind of impact that our actions or inaction under certain circumstances can have on us. To avoid being victims of our own perspectives, it is essential that we always keep an open-m

Whether you like it or not, you will always need different financial services to help meet your changing needs as you grow older.  This is the reality, especially if you are an adult between 30 and 65 years, because you are most likely to experience several life changes e.g. job promotions, getting married, becoming a parent, moving into your first home, divorce, losing a parent in-law and retirement to mention a few.  Let's consider 3 scenarios for more clarity: 1. You get a new promotion at work; with this change your salary, tax, and spending habits increase. There are specific financial products to help you manage this change effectively.  2. You recently got married; with this change, your desire to have your own house increases. There's also a  financial product designed to ensure that you achieve this.  3. You have a new child or children; with this change your duty to give your children a good start in life with respect to quality education becomes priority. Yet again,

1. Get Serious About Relationships: Check on your old friends from time to time and offer them support. They could be former work colleagues, class mates, or people you grew up with. Ignore your ego and put your social media and mobile airtime to good use. You never know what opportunities you're missing by not doing this.  2. Improve Your Personality: Embrace new ways of thinking, use criticism as motivation, fix your personality flaws, read books that develop your mind, make friends with a stranger, do something for someone who can't repay you, attend events outside your industry, follow positive influencers on social media and be humble enough to seek feedback.  3. Learn From Strangers: Everyone, including those younger than you knows something you don't know. Listen to discussions, ask questions, and be curious to learn about what seems strange to you. You might just discover something very useful to you because it's possible for you to have a problem and not know i

Not having adequate knowledge of the right things to look out for when buying real estate in Nigeria could result in unpleasant financial situations and you do not want that to be your story. So here are some tips to help you know what to prioritize when buying your next real estate property in Nigeria.  1. Verify Property Title: This involves carrying out title searches at various registries where the records of properties and restrictions on properties are documented. Investigating property title is very important so that you do not buy a property with faulty title. This process may require visits to state lands registries, searches at the corporate affairs commission, the seller's family house, king's palace, charting at surveyor general's office, searches at the probate registry, and searches at the court registry depending on the type of property and the persons involved in the transaction. 2. Request for Development Permits: The reason you should ask for this is to a

Do you know that living positive remains a mirage until you stop allowing negative ideas and images influence how you see, think, feel and act. Your mind is a computer, you only process the programs you store on it. Be extra careful about the things and people that constantly influence you, because what/who influences you impacts how you think, how you think impacts how you feel, how you feel impacts how you act, how you act often becomes a habit, your habits become your character, and your character determines your destiny. Over a period of time, you become a product of what influenced you. The good news however is - you can reprogram your mind and re-direct your life by simply allowing the right things to influence you. How do you know what is right from what is wrong? What is right will never steal your joy, peace and agape love.

Lagos, Nigeria still remains the top destination for foreign and local real estate investors due to its dense population, high concentration of commercial activities and ongoing development projects within the metropolis.  Hence, if you intend to buy a real estate property for investment here in Lagos, I advise you to consider two factors. They are high returns and capital growth. These key factors would enable you to get the best out of your real estate investment, and both of them can easily be achieved when you purchase off-plan properties. So what is an Off-Plan Property? An off-plan property is a property that is often sold before construction begins. So here are the 4 things you could possibly miss out on by not investing in an off-plan real estate property: 1. Lower Purchase Price: Buying an off-plan property gives you the opportunity to secure a property below  market value. In most cases, this happens because developers are usually willing to sell out as many units as possible

The average Nigerian income earner often shies away from discussions about life insurance because they think life insurance does benefit them while they are alive and in good health. Some are not even aware of “money-back life insurance” plans, while some others believe that their pension (RSA) is enough security for them despite the fact that many retired folks still struggle financially. Apart from this, many are not well informed about the various categories of life insurance products available, such as: endowments, term-life, and whole-life policies; nor the unique benefits each of these products do offer. You see, life insurance is actually meant to provide financial protection for only the living - but maybe you weren't initially aware that life insurance will save you from the following situations while you’re still alive, hale, and hearty here in Nigeria: 1. Paying High Taxes: One of the benefits of having an active life insurance policy is that it provides you with signi

Your investments are always prone to "threats" and "risk". These risks and threats could be due to unpleasant events, changes in market trends, world politics, government policies, socio-economic dynamics, new industry trends, or even technological advancements. This is why you need to create some sort of balance in your financial life, and the way to guarantee this stability in your finance is through diversification - dividing your financial resources (money) into several segments like slices of pizza. You should not be putting all your eggs in one basket in a world filled with various risks, especially if you are a breadwinner. So what is the solution? The solution is to frequently allocate a certain percentage (or a fixed amount) of your monthly/yearly income into the 6 KEY AREAS OF LONG-TERM FINANCIAL STABILITY, which include your: - Bank account balance - Personal/life savings - Equity investments - Property/Life Insurance - Emergency funds, and - Business inv

A common question my clients ask when we sit down to discuss about financial planning with focus on family goals, children's progress, and retirement aspirations is "Chris, how do I  manage my income with all these bills I always have to pay?“ This is the simple tip I give them, which they find to be very effective - but before I talk about it, here are some things you should consider: 1. If you worry about it, there's a 90% chance that you can fix it. 2. The foundation of financial progress is constant earning and saving.  3. Financial success is in how much you keep & give, not how much you spend. 4. Life is about giving and receiving.  5. All through your life you will pay money to other people in the form of taxes, bills, fees, and charges; but the money you save and the assets you keep is how you pay yourself.  Now here's the tip. 1. Make a list of all your weekly necessities (not wants) and calculate how much you spend every week and every month on them. For

Have you ever experienced the same problem so often that you began to think the gods were against you? Or have you ever felt so stuck in an unpleasant reality for much longer than you felt you should? Well, maybe it’s high time you stopped treating symptoms, and started curing the condition. But curing the condition wouldn’t be possible without understanding the root cause of the problem and putting in place counter measures to solve the problems once and for all. So how do you go about it? Read on. The concept called “Root Cause Analysis (RCA)” helps you effectively solve problems right from the source or root. The analysis was developed to enable you (or your team) identify what went wrong, and “why” it happened. You see, actually understanding why a problem exists is necessary for developing an effective cure. In the field of management science, there are several tools used to solve both simple and complex business, social, and economic problems. But for the sake of making this arti

  At work the most effective way to make progress is by using a to-do list. This also applies to life generally. It's not enough to just know what you want, why you want it, and what you must do to achieve it. You must also write it down because you can't always trust your memory, especially in a world where so many things fight for your attention at once. Follow and save this list to help you achieve your goals more efficiently.  Feel free to send me a private message if you struggle with any of the steps on the list or need some clarification.  Wishing you a successful year ahead 😊 🤝❤️